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National Council

FISA’s Council, comprising ten members, includes three Nationally Elected Councillors, chairpersons of six regional committees, and the CEO. The CEO is appointed by the Councillors and plays a pivotal role in the Council’s functioning.

Regional Committees

The Regional Committees at FISA focus on enhancing the institute’s regional presence. Their key activities include collaborating with entities like the (MoHC) and (SARS), and organizing (CPD) sessions.

Purpose Committees

FISA hosts seven specialised committees with experts in trusts, estates, compliance, tax, education, employee-benefit trusts, and beneficiary funds. These committees are central to FISA’s expertise in various fiduciary areas.

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Dr Eben Nel

Chairperson and National Councillor


Dr Eben Nel has twenty-one years’ experience in the financial planning and fiduciary industry, the last eleven of which have been with PSG Trust in Port Elizabeth. Dr Nel specialises in estate planning, wills and trusts. He has a doctorate in trust law and financial instruments and is an Advocate of the High Court of South Africa. He is also a Research Associate in the Faculty of Law at the Nelson Mandela University. Dr Nel contributes regularly to peer-reviewed legal publications on trust law and related topics.

Chris Murphy

Vice Chair & W. Cape Regional Councillor


Chris is an admitted attorney and has over 30 years’ experience in the fiduciary industry. He is a founder director of Legacy Fiduciary Services and Estate Planners and of Legacy Fiduciary Services Private Trust and specialises in deceased estate administration and estate planning.

He holds a B Proc degree from University of South Africa and he further holds the professional designations as an FPSA®(from FISA) and TEP(from STEP).

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Angélique Krügel

National Councillor


Angélique Krügel, a director at Wealth and Legacy Group, has many years experience in estate planning, estates, trusts, wills and tax. Positions held previously were Head of Fiduciary at Standard Bank Private Clients, Head of Governance at FNB Trust Services and Director at FNB Trust Services Namibia. She is a Certified Financial Planner, a member of the Society of Trust and Estate Practitioners (STEP) and the South African Institute of Tax Professionals (SAIT).

She was Chairperson of the Fiduciary Institute of Southern Africa (FISA) from 2012 – 2015 and liaises with the Chief Master’s office, SARS, National Treasury and various other stakeholders as a National Council Member. She has a Masters degree in Law and a post graduate diploma in financial planning. She is passionate about the industry and is a regular commentator in the media.

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Penelope Du Plessis

Gauteng Regional Councillor 


Penelope du Plessis has 28 years’ experience in the fiduciary industry. She is currently the Managing Director of Uberrima Phoenix (Pty) Ltd, a trust company specialising in court order trusts.

Prior to the appointment of Managing Director, she filled Senior Trust Officer positions within Sentinel International Advisory Services, BoE Trust and Fairheads Benefit Services. She holds the professional designation FPSA®.

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Rumana Mahomed

KZN Regional Councillor

BSoc.Sc.; LLB; Cert in Islamic Law (UKZN); FPSA®

Rumana Mahomed runs a niche practice as an Attorney and Fiduciary Practitioner in Durban, KZN. Rumana has more than 18 years’ of experience specialising in Estates, Wills, Trusts and advising on Estate Planning after having gained valuable expertise during her years at the Masters Office. Rumana actively consults on Islamic Personal Law: Marriage, Divorce and Inheritance and is one of the founding members of the Muslim Personal Law Network which advocates for gender egalitarian approaches to Muslim family laws.

Rumana is a Trustee of the FISA Bursary Scheme Trust, has served as the Masters Office Liaison for FISA KZN, holds membership with the Black Lawyers Association (BLA) and the South African Women Lawyers Association (SAWLA) and has held senior leadership positions in various local community-based initiatives. With a keen passion on education and gender justice Rumana regularly presents on her areas of expertise in the media and at public and online events.

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Rynoe Smith

Central Regional Councillor


Rynoe has over 35 years’ experience in the fiduciary industry, having started his career in 1983 and worked for some of the major banks and trust companies over the years. He is currently a Wealth Manager with PSG Wealth in Bloemfontein.

Rynoe is a Certified Financial Planner® and a Tax Practitioner registered with SAIT. He has various tax diplomas and certificates obtained through UNISA. He is a member of both FIA and the FPI and acted on the tax committee of the FPI.

Charmaine Lotter

Eastern Cape Regional Councillor


Charmaine Lötter has been with Whitfield Fintax since 2001 and over the year’s she has gained extensive experience in estate planning, estate administration, commercial matters, trusts, wills and tax. She completed her Bachelor of Law degree in 2013, thereafter admitted as an Advocate of the High Court in 2014. She is also a member of the South African Institute of Tax Professionals (SAIT) holding a General Tax Practitioner designation. She has been involved in the Eastern Cape Committee of the Fiduciary Institute of Southern Africa (FISA) since 2018 and has built a respectful line of communication with the Port Elizabeth and Grahamstown Master’s offices, with whom she deals with regularly. Charmaine also represents both FISA and SAIT at the Eastern Cape SARS stakeholder meetings.

She is a committed professional, continuously striving for excellence, with a passion for people and a genuine devotion to the fiduciary industry. Her grit and determination will continue to serve her well as the Eastern Cape Regional Councillor.

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Ricky Opperman-Knipe

Northern Regional Councillor

Ricky’s fiduciary journey began in 1996 with First National Bank Trust company as an estate’s practitioner. From there he moved to Sentinel International Trust company, where he fulfilled the rolls of Senior Estates Administrator, Assistant Manager in the Pretoria office and finally as Group Marketing Manager.

Ricky joined Boshoff Inc Attorneys in 2020 as Fiduciary Relationship Manager. In July 2023, Ricky returned to Sentinel International as Brand Ambassador for the Group.Ricky has an advanced diploma in Estate and Trust administration and is a proud holder of the FPSA® designation through FISA.

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Aaron Roup

National Councillor


Aaron has over 28 years ‘ experience in the fiduciary industry, specialising in trusts. He is a member of STEP (Society for Trust & Estate Practitioners) and CIS (Fellow of the Chartered Institute of Secretaries & Administrators).

He holds the qualifications FCIS (Fellow of the Chartered Institute of Southern Africa – now the Chartered Governance Institute of Southern Africa) and FPSA® (Fiduciary Practitioner South Africa).

He has held the position of FISA Secretary since 1998.

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Louis van Vuren



Louis van Vuren’s career in financial services goes back 30 years, with 24 of these in the fiduciary industry. He holds BA, LLB and LLM degrees from RAU (now UJ), the Advanced Certificate in Leadership from UCT and the Advanced Post-Graduate Diploma in Financial Planning from the UFS.

He served as legal adviser and in management in Old Mutual and in various senior management roles in Old Mutual Trust and BoE Trust, before taking early retirement in 2012. He is Director: Trust Services of Finlac Risk and Legal Management (Pty) Ltd, a fee-based financial planning practice in Cape Town.