Deonay Scholtz of Phatsoane Henney Attorneys explains that fractional ownership offers a more affordable way to access South African property by allowing several buyers to share ownership, costs and, potentially, rental income and capital growth. “The precise structure of a fractional ownership arrangement can vary considerably,” she notes, affecting governance, financing and legal rights.
While the model can open access to luxury and holiday properties, buyers must consider restricted use, potential conflicts, limited resale opportunities and financing challenges, and seek professional legal and financial advice.
This article also appeared in the 30 September 2026 newsletter of Phatsoane Henney Attorneys.